What is a Third Party Debt Order?

A Third Party Debt Order works by allowing the creditor to take money directly from money owed to the debtor, bypassing the debtor.

Using a Third Party Debt Order to collect payment on a County Court Judgment

TPDOs will normally be taken out on the bank or building society of the debtor. They can, however, also be taken out on a customer of the debtor where they are due to make a payment to the debtor. A TPDO was previously known as a ‘Garnishee Order’.

There are costs associated with issuing a TPDO that are levied by the County Court / HM Courts and Tribunals Service. All of the costs will be added to the debt. A TPDO cannot be considered until after a judgment (for example a County Court Judgment often known as a ‘CCJ’) has been granted and not complied with. A TPDO is one of the enforcement options that DCS may recommend to a client.

For further information see leaflet EX325 published by HM Courts & Tribunals Service [link to .pdf].